Approach

1. Request a Phone Call

When you request a phone call, an experienced Certified Financial Planner will call you at your convenience.

2. Initial Conversation

We'll phone you for a quick and friendly conversation, during which we'll ask some initial questions. Our goal is to get to know you and what you're working toward and to make sure everyone feels comfortable working together. If all goes well, we'll schedule a time for your no-obligation discovery meeting.

3. Discovery Meeting

This meeting is all about you! We'll explore your current financial situation, taking the time to understand your unique needs and aspirations for retirement. This information will be the foundation of your personalized retirement plan, and it's crucial for us to grasp every aspect before we offer any advice.

4. Financial Analysis

Once we've gathered all the necessary data, we'll conduct a comprehensive financial analysis tailored specifically to you. In our follow-up meeting, we'll walk you through our findings, ensuring we address any questions or concerns you've shared with us. We'll highlight the strengths, gaps, and opportunities in your existing retirement plan, and from there, we'll recommend various strategies and tools that can improve your retirement income and provide stability for your future.

At Quiet Wealth, we value honesty and long-term relationships. You can trust that our recommendations are based on your best interests. There will never be any pressure to make decisions you're not comfortable with. Our ultimate aim is to provide you with peace of mind and a solid foundation for your retirement

5. Personalized Retirement Plan

This is the exciting part: your personalized retirement strategy. We'll explain step-by-step how you can enhance your retirement plan based on the insights from our financial analysis. Together, we'll complete the necessary paperwork, and our team will employ modern financial planning software and tax modeling tools to create a more formalized retirement income strategy that's tailored to your unique needs. We'll also help you begin to implement the plan, so that you can enjoy your retirement on your terms, without having to worry about money.

Frequently Asked Questions

How do I know if I’m a good fit?

We specialize in creating stable, dependable, tax-efficient retirement income from investments and provide the greatest value to people who are retired or plan to retire within the next five years. People who want to rely on the expertise of a professional to oversee their investments and financial plan can also benefit from working with us toward their retirement goals.

What does a financial plan include?

At Quiet Wealth, our financial planners use their long experience and deep expertise, supported by cutting-edge software, to create financial plans that address: financial analysis, insurance and risk analysis, investment analysis, retirement analysis, tax analysis, estate analysis.

What will it cost?

There is no separate cost for the initial meetings. We are paid through the investment accounts (fee-based asset management), all of which will be disclosed when you choose to hire us.

I'm married, should my spouse also be involved?

Different families manage their finances in different ways. If you combine all your assets, we should all meet together. But there's no problem if you want to meet on your own.

Will I need to take time to meet at your office?

We want the experience to be as convenient as possible for you. We can meet at our office, at your home or office, or at a nearby coffee shop. We can even meet in the evening, if that's best for you.

What if I have further questions after the process is complete?

We're committed to maintaining regular communication with you. Once your retirement plan is in place, we're here to answer any questions or address any concerns you may have. Our aim is to build a long-term working relationship, and we'll be available to assist you whenever needed. Your financial well-being is our priority, and we're always just a phone call or email away.

Is my money safe with Quiet Wealth despite it being a small firm?

Your investments with Quiet Wealth are made through Investia Financial Services Inc., a subsidiary of iA Financial Group, one of Canada's largest and most established financial conglomerates. iA Financial Group, a prominent public company listed on the Toronto Stock Exchange, manages over $205.6 billion in assets and serves more than 4 million clients, with a vast network of over 9,400 employees and 50,000 representatives.

Additionally, your mutual fund investments are supported by the Canadian Investor Protection Fund (CIPF), that insures eligible property held for you by the firm, up to $1 million in various account types. For GIC investments, they are backed by the Canada Deposit Insurance Corporation (CDIC) which covers deposits and investments up to $100,000 in various account types per account holder. These coverages provide a layer of protection against insolvency for your assets.

What if I'm not quite ready to reach out?

There is no pressure. If you aren't ready to reach out, we encourage you to subscribe to our newsletter to receive helpful articles from Quiet Wealth.

Our Approach